Household Absorption
Indicator Study | Active | As of 2026-03-06 | Freshness 60d
Household Absorption is 'active' with a composite score of 65.0. The hottest components are Debt-service pressure 71.1, Income strain 64.7.
64.98
Score
60 day(s)
Freshness
2026-03-06
As Of
Component Scores
| Component | Score |
|---|---|
| Income strain | 64.67 |
| Spending strain | 60.09 |
| Debt-service pressure | 71.07 |
Current Drivers
| Driver | Component | Score | Raw | Transformed |
|---|---|---|---|---|
| Consumer sentiment | Income strain | 72.92 | 53.30 | -53.60 |
| Household debt service ratio | Debt-service pressure | 71.07 | 11.32 | 11.32 |
| Real personal consumption expenditures | Spending strain | 65.23 | 16698.90 | -1.67 |
| Real disposable personal income | Income strain | 56.42 | 18100.80 | -0.40 |
| Real retail sales | Spending strain | 54.95 | 227696.00 | -0.66 |
Metrics
| Metric | Value |
|---|---|
| Score | 64.98 |
| Freshness Days | 60 |
| Panel As Of Date | 2026-03-06 |
| Source As Of Date | 2026-03-01 |
Charts
Component contribution bars
Higher scores indicate more replacement pressure or fragility for this study.
Normalized history panel
All lines are scored on the same 0-100 scale using trailing z-scores on a weekly Friday panel.
Notes
- Higher scores mean households are absorbing less of the shock through income and spending, and more through strain.
- This study deliberately scores fragility, not resilience, so that it rolls cleanly into the fragility composite.
- Mechanism note: If AI-linked disruption is becoming macro-relevant, it should eventually leak into slower real income growth, weaker spending follow-through, and tighter household cash-flow tolerance.
- Freshness: the stalest source series in this study is 60 day(s) old.
Commentary
Household Absorption is active with a composite score of 65.0, led by Debt‑service pressure (71.1) and Income strain (64.7).
- Composite score: 64.98 (60‑day freshness, as of 2026‑03‑06).
- Debt‑service pressure component: 71.1 (highest driver).
- Income strain component: 64.7, supported by consumer sentiment score 72.9.
Caveat: The index is forward‑looking and based on a limited 60‑day window; revisions to underlying data could alter the score.