Household Absorption
Indicator Study | Active | As of 2026-06-05 | Freshness 52d
Household Absorption is 'active' with a composite score of 60.4. The hottest components are Income strain 66.0, Debt-service pressure 64.6.
60.38
Score
52 day(s)
Freshness
2026-06-05
As Of
Component Scores
| Component | Score |
|---|---|
| Income strain | 66.00 |
| Spending strain | 51.13 |
| Debt-service pressure | 64.62 |
Current Drivers
| Driver | Component | Score | Raw | Transformed |
|---|---|---|---|---|
| Consumer sentiment | Income strain | 73.96 | 44.80 | -52.20 |
| Household debt service ratio | Debt-service pressure | 64.62 | 11.16 | 11.16 |
| Real personal consumption expenditures | Spending strain | 62.75 | 16773.40 | -1.86 |
| Real disposable personal income | Income strain | 58.04 | 17983.80 | -0.12 |
| Real retail sales | Spending strain | 39.50 | 231096.00 | -3.15 |
Metrics
| Metric | Value |
|---|---|
| Score | 60.38 |
| Freshness Days | 52 |
| Panel As Of Date | 2026-06-05 |
| Source As Of Date | 2026-06-01 |
Charts
Component contribution bars
Higher scores indicate more replacement pressure or fragility for this study.
Normalized history panel
All lines are scored on the same 0-100 scale using trailing z-scores on a weekly Friday panel.
Notes
- Higher scores mean households are absorbing less of the shock through income and spending, and more through strain.
- This study deliberately scores fragility, not resilience, so that it rolls cleanly into the fragility composite.
- Mechanism note: If AI-linked disruption is becoming macro-relevant, it should eventually leak into slower real income growth, weaker spending follow-through, and tighter household cash-flow tolerance.
- Freshness: the stalest source series in this study is 52 day(s) old.
Commentary
Household Absorption is active with a composite score of 60.4, driven by elevated income strain (~66) and debt-service pressure (~64.6).
- Composite score: 60.38 (panel as of 2026-06-05; source as of 2026-06-01).
- Income strain component: 65.99 (hottest driver).
- Debt-service pressure component: 64.62 (second‑hottest driver).
Caveat: The index is forward‑looking but subject to revision as new data arrive, and component weightings may shift.