Household Absorption
Indicator Study | Active | As of 2026-06-05 | Freshness 72d
Household Absorption is 'active' with a composite score of 58.9. The hottest components are Income strain 64.9, Debt-service pressure 64.6.
58.93
Score
72 day(s)
Freshness
2026-06-05
As Of
Component Scores
| Component | Score |
|---|---|
| Income strain | 64.89 |
| Spending strain | 48.10 |
| Debt-service pressure | 64.62 |
Current Drivers
| Driver | Component | Score | Raw | Transformed |
|---|---|---|---|---|
| Consumer sentiment | Income strain | 73.96 | 49.50 | -52.20 |
| Household debt service ratio | Debt-service pressure | 64.62 | 11.16 | 11.16 |
| Real personal consumption expenditures | Spending strain | 56.69 | 16885.20 | -2.54 |
| Real disposable personal income | Income strain | 55.82 | 18056.10 | -0.52 |
| Real retail sales | Spending strain | 39.50 | 231096.00 | -3.15 |
Metrics
| Metric | Value |
|---|---|
| Score | 58.93 |
| Freshness Days | 72 |
| Panel As Of Date | 2026-06-05 |
| Source As Of Date | 2026-06-01 |
Charts
Component contribution bars
Higher scores indicate more replacement pressure or fragility for this study.
Normalized history panel
All lines are scored on the same 0-100 scale using trailing z-scores on a weekly Friday panel.
Notes
- Higher scores mean households are absorbing less of the shock through income and spending, and more through strain.
- This study deliberately scores fragility, not resilience, so that it rolls cleanly into the fragility composite.
- Mechanism note: If AI-linked disruption is becoming macro-relevant, it should eventually leak into slower real income growth, weaker spending follow-through, and tighter household cash-flow tolerance.
- Freshness: the stalest source series in this study is 72 day(s) old.
Commentary
Household Absorption is active with a composite score of 58.9, driven by Income strain (64.9) and Debt‑service pressure (64.6).
- Composite score: 58.9 (72‑day freshness, as of 2026‑06‑05)
- Income strain component: 64.9
- Debt‑service pressure component: 64.6
Caveat: The metric captures a short‑term snapshot and may be volatile due to recent sentiment fluctuations.