Household Absorption
Indicator Study | Active | As of 2026-09-04 | Freshness 62d
Household Absorption is 'active' with a composite score of 56.7. The hottest components are Income strain 63.7, Debt-service pressure 61.5.
Component Scores
| Component | Score |
|---|---|
| Income strain | 63.73 |
| Spending strain | 45.54 |
| Debt-service pressure | 61.52 |
Current Drivers
| Driver | Component | Score | Raw | Transformed |
|---|---|---|---|---|
| Consumer sentiment | Income strain | 72.76 | 48.10 | -52.09 |
| Household debt service ratio | Debt-service pressure | 61.52 | 11.11 | 11.11 |
| Real disposable personal income | Income strain | 54.71 | 18366.10 | -0.95 |
| Real personal consumption expenditures | Spending strain | 54.34 | 16977.60 | -2.54 |
| Real retail sales | Spending strain | 36.74 | 221536.00 | -2.48 |
Metrics
| Metric | Value |
|---|---|
| Score | 56.70 |
| Freshness Days | 62 |
| Panel As Of Date | 2026-09-04 |
| Source As Of Date | 2026-09-01 |
Charts
Component contribution bars
Higher scores indicate more replacement pressure or fragility for this study.
Normalized history panel
All lines are scored on the same 0-100 scale using trailing z-scores on a weekly Friday panel.
Notes
- Higher scores mean households are absorbing less of the shock through income and spending, and more through strain.
- This study deliberately scores fragility, not resilience, so that it rolls cleanly into the fragility composite.
- Mechanism note: If AI-linked disruption is becoming macro-relevant, it should eventually leak into slower real income growth, weaker spending follow-through, and tighter household cash-flow tolerance.
- Freshness: the stalest source series in this study is 62 day(s) old.
Commentary
Household Absorption is 'active' with a composite score of 56.7. The hottest components are Income strain 63.7, Debt-service pressure 61.5.
Deterministic fallback commentary (AI unavailable): - score: 56.6995 - freshness_days: 62 - panel_as_of_date: 2026-09-04 - source_as_of_date: 2026-09-01 Caveat: This summary is template-based and may miss contextual drivers outside these indicators.